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Old 01-05-2009, 01:01 AM
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Default paypal or CC? which is safer?

I'm about to pay for my honeymoon and the travel agency wants us to pay via paypal. Is that a safe way to pay? It's over $4k in one shot so I want to be protected. What do you guys think?
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Old 01-05-2009, 01:02 AM
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Id say CC is better, especially AMEX
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Old 01-05-2009, 01:29 AM
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I use paypal funded by CC.
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Old 01-05-2009, 01:25 PM
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don't you automatically get some sort of insurance protection by paying w/cc?
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Old 01-05-2009, 02:27 PM
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I'd be worried about your travel agency WANTING paypal... CC is the best option hands down, but you can pay by paypal funded from your credit card and if something goes wrong, you can still use your CC's lawyers. Don't depend on paypal for any dispute resolution. While they will mediate it, they don't guarantee ANY recovery even if you win the mediation.

I had the displeasure of filing a dispute over some electronic equipment and they mediated the dispute. In the end, they said I was right and I should return the equipment to the seller and they would then try to refund me the money. Every piece of communication from them had some wording about how they could not guarantee any recovery so I decided to keep the equipment and chalk it up to lesson learned.
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Old 01-05-2009, 02:34 PM
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^^^so you went to the trouble of going through a dispute resolution process, wasted minutes of your life, and in the end, when they found you were right....you did nothing??
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Old 01-05-2009, 03:39 PM
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Quote:
Originally Posted by Black Dragon View Post
^^^so you went to the trouble of going through a dispute resolution process, wasted minutes of your life, and in the end, when they found you were right....you did nothing??
The seller was really shady after the fact and lied multiple times. Once I was certain Paypal was not going to give me a guarantee, I decided I would be better off with a different equipment than what I wanted instead of no equipment and possibly no money.

It wasn't my money any way. I had bought the equipment for a friend and was acting as the end user... he also agreed we were better off cutting our losses than taking a chance with a dishonest seller and no guarantee of refunds from paypal (we would have had to send the equipment back and wait for the seller to say everything was OK before issuing a refund for any amount he felt was "fair").

Had I used a credit card to fund the purchase, I would have disputed the charges with the CC company the minute the seller told me I was lying about getting the wrong equipment.
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Old 01-05-2009, 05:06 PM
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With my limited knowledge on the subject, Id say pay with a CC on PP.

But what do I know?
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Old 01-05-2009, 08:01 PM
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I find this whole situation weird... Why would they ask for paypal?

Where you going?
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Old 01-05-2009, 08:22 PM
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Credit card for sure!
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Old 01-05-2009, 09:59 PM
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we funded the paypal via CC..going to costa rica.
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Old 01-05-2009, 11:33 PM
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Even better is a debit card...
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